Mortgage Loans. Many mainstream mortgages have actually either fixed or adjustable rates of interest.

Mortgage Loans. Many mainstream mortgages have actually either fixed or adjustable rates of interest.

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Many main-stream mortgages have actually either fixed or adjustable rates of interest. Typical fixed interest rate loans have actually a phrase of 15 or 30 years. A shorter-term loan frequently leads to a reduced rate of interest.

  • 97% Financing
  • Fixed or adjustable price
  • HARP loans available
  • Second Home, non-owner occupied investment home funding available

Easier Qualification & Minimal Prices With National Backed Safety.

  • 3.5% Advance Payment
  • Minimal minimum credit score requirement
  • Fixed or adjustable price
  • Lower re payment
  • Restricted closing expenses
  • No prepayment penalty
  • Streamlined paperwork on refinances

No money down USDA rural development loans that will help you.

  • No deposit required
  • Shutting costs re re payment may come from any supply
  • Simple certification
  • Not restricted to homebuyers that are first-time
  • Reduced funding that is upfront, along side the lowest month-to-month USDA cost

Get home to protection whenever you will get a loan with Homestar.

  • Open to veterans, reservists, active responsibility workers, and surviving partners of veterans, centered on armed forces entitlement
  • No advance payment needed
  • Reduced rates of interest
  • 30 and 15 year fixed loans
  • No month-to-month home loan insurance premium
  • Limited closing expenses
  • No prepayment penalty

Other Loans We Provide


A jumbo loan enables for home loan quantities over the optimum conforming loan limitations. This permits when it comes to ease of one loan for the loan amount that is entire. Jumbo loans are for sale to main residences, 2nd or getaway domiciles, and investment properties.

  • Loan amounts as much as $5 million
  • Fixed and rate that is adjustable
  • Designed for solitary family members houses, townhouses, and condos
  • Main residence and second/vacation domiciles


Kind of loan which allows one to transform a few of the equity at home into money when you retain ownership. No payment is needed unless or through to the debtor not any longer occupies the residence, offers the house, or doesn’t meet up with the responsibilities of this home loan.

  • Needs to be 62 or older and occupy the house as his or her main residence
  • No work restrictions
  • Residence guidance needed

*These materials aren’t from HUD or FHA and weren’t authorized by HUD or a federal federal federal government agency.

Allows borrowers to shop for or refinance a house and work out restricted upgrades/repairs into the home all under one solitary loan.

  • FHA qualified home
  • Funds for improvement contained in loan
  • Owner Occupied only
  • FHA advance payment of 3.5%
  • $100.00 down HUD Repo’s meet the criteria

Mortgage Loans


About Us

E Mail Us

  • Mobile: 770-503-0380
  • Toll Complimentary: 855-983-0138
  • Fax: 770-287-7634
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Homestar Financial Corporation, NMLS #70864. Corporate Office: 332 Washington St. NW Gainesville, GA 30501. Contact Number: (770) 503-0380. Homestar holds the lender that is following: Georgia Residential Mortgage Licensee #17368, Alabama #21105, Arkansas #107432, Colorado, Florida #MLD275, Illinois Residential Mortgage Licensee #MB. 6761093, Indiana #27974, Iowa #2014-0138, Kansas Licensed Mortgage Company #MC. 0025237, Kentucky #MC322388, certified by the Mississippi Department of Banking and customer Finance #70864, Missouri #18-2206, Nebraska, North Carolina L-143335, RM-161, North Dakota #MB102740, payday loans Kentucky New Mexico #70864, Oklahoma #MLO10489, sc MLS-70864, Southern Dakota #ML. 05084, Tennessee #109109 and Washington #CL-70864. Homestar Financial Corporation is certified as being a Nationally Approved USDA lender when it comes to Rural developing solitary Family Housing Guaranteed mortgage program, a HUD Correspondent Mortgagee #1897400009, and VA # 64103600000. These materials aren’t from HUD or FHA and are not authorized by HUD or a national federal federal federal government agency. Not totally all items and choices are for sale in all states. Terms are susceptible to alter with no warning. Illinois Commissioner’s workplace: James R. Thompson Center IDFPR-Residential Mortgage Banking 100 W. Randolph, 9th Floor Chicago, Illinois 60601 Tel: (844)-768-1713

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